What's Behind the Rise in Malpractice Insurance?

Business flaks and their lackeys like Bush love to whine about the high cost of insurance premiums for malpractice and such. The latest legislation passed by Congress and signed by the President that switched jurisdiction from state to federal courts for most cases, a clear violation of federalism as they preach it, will probably do very little to change the costs. Here's why: the reason for the increase is not malpractice suits. It's more likely the losses that insurance companies are taking in the markets and their need to maintain super profits.